Beware of Counterfeit Mobile Banking, These are Safe Tips for Transactions

 Beware of Counterfeit Mobile Banking, These are Safe Tips for Transactions

Fake mobile banking applications really worry many people, even though the usefulness of this banking application is actually very easy for many people. That's because through this application, people no longer need to queue at ATMs. Simply by touching the smartphone screen, all banking transactions are completed with this digital application from banking, from paying bills, shopping online, to just checking balances.

Fake Mobile Banking Mode

The incident related to this fake application was the depletion of customer accounts stored in banks. In addition, all mobile banking users can be the next target.

Therefore, so that you do not become a victim, you still have to be careful because this service does have risks. To note, this fake application is not at all an official release of the bank in question, but is made by another developer. This developer "registers" the application on the smartphone platform, both Android and iOS. However, this irresponsible developer prefers to install this application on Android because the security is not as tight as iOS.

As for the mode, this application will imitate the total mobile application of a bank, starting from the logo, color, to shape. This of course will make it difficult for users to identify which applications are official and which are fake.

Safe Tips from Fake Mobile Banking Applications 

You are protected from this crime, it is highly recommended not to download the mobile banking application of a bank at a smartphone application store. If you are not sure, it is better to ask the bank clerk for help. Therefore, the first step before utilizing this mobile banking service facility is to prioritize the rules of the game and the risks. Here are the tips:

1. Make sure the operating system on the smartphone is up to date

For example, when there is a notification asking for an operating system update, obey it immediately because this will affect your mobile banking application. This update is generally to cover security gaps from previous versions.

2. Check the auto update function in the mobile banking application

This step is the easiest to ensure that the mobile banking application used is always installed with the latest version.

3. Make sure the mobile banking application is officially released by the bank concerned 

Using a mobile banking application usually requires bank approval. The bank will later register the desired username. Then, the user will create his own password.

4. Get in the habit of always signing out when not in use

We recommend that you sign in to the mobile banking application only when it is in use. This step is a way to anticipate someone being nosy using your application.

5. Be careful using Wi-Fi

When using Wi-Fi, there is a big risk there, namely the opportunity to siphon your personal data. Therefore, to be safe, you can activate the Virtual Private Network (VPN) application.

Proof of Fake BCA m-Banking Transfer

As an example of the case of the fake application, you can listen to the following reviews of the original and fake BCA Transfer evidence.

The characteristics of proof of BCA ATM transfer are:

• We will get proof of BCA ATM transfer after the transaction is complete at the ATM (Transfer and Cash Withdrawal)
• Proof of BCA ATM transfer in the form of a small sheet of paper
• In the upper left corner there is a BCA Bank Logo
• Below the logo is written ** ATM BCA **
• Written Details of Transaction Date and Time (Hours : Minutes : Seconds)
• Written Details of BCA ATM Locations (example: SPBU/Harapan Indah)
• Written Details No. massage
• Written Details of Transaction Type: Transfer
• Destination Bank Details
• Written Details of Destination Account Number
• Written Details of Recipient's Name
• Written Details of Transfer Amount
• Finally, at the bottom there is a promo or notification from Bank BCA
• Left Align (not center)

To note, usually, what is often falsified is the writing that is left uneven and the transfer nominal is changed.

Meanwhile, how to view proof of BCA ATM transfer

• Enter BCA debit card
• Select Language (English)
• Enter BCA ATM PIN correctly
• Choose Other Transaction Menu
• Select Information
• Select Account Transfer
• Wait a moment
• The ATM machine will issue a Transfer Receipt
• Finished

The proof of fake BCA m-Banking transfers is as follows:

• The layout of the writing is not neat. 
• If the sender's account number is complete, it can be ascertained that it is proof of a fake m-banking transfer. 
• The sender's name on the original m-banking transfer receipt is incomplete, while the fake one is complete.
• The font of the fake m-banking transfer receipt is not clear. 
• The ink on the ATM machine is different from the printer so that the writing is thicker and black. 
• Check the mutation on the m banking transfer receipt. If there is no incoming balance, it means that the m-banking transfer receipt is fake.
• The printed details on the fake m-banking transfer receipt paper are very thin.
• The writing on the fake m-banking transfer receipt is not in the middle of the paper. 
• The size of the fake transfer receipt paper m banking doesn't fit a lot of text. 
• Fake m-banking receipts or transfer receipts are similar to HVS paper.
• The color of m-banking fake transfer proof paper tends to be whiter.
• The size of the fake m-banking transfer proof paper is not reasonable and different from usual. 
• Check the sender's account at CekRekening.id. If the account number is problematic, it can be ascertained that it is a sign of fake m-banking transfer evidence.

That's a review of fake mobile banking applications that you need to know. Also to understand, regarding this transaction security issue, you should not only rely on the bank because you yourself must also continue to be vigilant so as not to become the next victim of crime.